Is this just a refinance sales pitch?

No. You will not get cold called or hassled. Of course we hope you see enough value in this to want to check us out and see if we are the real deal. But we will leave that up to you.

Do I need my mortgage documents?

No. Everything is based on simple questions that most homeowners already know the answers to.

What if my mortgage is already fine?

Great. You'll have confidence that there's nothing urgent to worry about, and you can move on. Our business is built on trust, trying to convince someone to refinance when there is no need is bad business. Our reputation is everything and people aren't stupid, they know if you're advising what is best for them or best for the broker.

A TWO-MINUTE MORTGAGE CHECK

How married are you to your bank?

A mortgage can quietly stop fitting your life, even when nobody has done anything wrong.

Five questions. Built from thousands of mortgage reviews.

Find out whether your mortgage is still giving you the best overall deal - or whether you can stop worrying about it.

✓ Takes about 2 minutes

✓ No sales pitch or pressure

✓ You might discover your mortgage is already in a great place

The question you're already asking

“Could I actually save money?”

For most homeowners, that’s the question that starts everything.

And it should.

Your interest rate matters—a lot.

Getting your mortgage right means combining a competitive rate with the right loan products and structure for your situation.

That’s the goal of this check: to help you understand whether your current mortgage is still giving you the best overall deal available—or whether it’s worth investigating further.

No blame, just drift

Nothing went wrong. Life just moved on.

You chose the right loan for the life you had at the time. Nothing went wrong. Things simply moved on.

✓ Life changes

✓ The market changes

✓ Banks change their offers

✓ Mortgage reviews get skipped

Built by Andrew Wheatley

An expert who will happily tell you to stay put

I've spent years reviewing mortgages for homeowners across Australia.

One thing has become very clear: the hardest part isn't comparing loans—it's knowing whether your mortgage is even worth looking at in the first place.

That's why I built this Mortgage Check.

3xFBAA Victorian Finance Broker of the Year

100+Five-star Google reviews

Andrew explained everything in plain English and was completely honest. No pressure at all, just genuinely helpful advice.

VGVerified Google reviewHomeowner, Victoria

What you will discover

FIVE QUESTIONS. BUILT FROM THOUSANDS OF MORTGAGE REVIEWS.

Not every detail of a mortgage matters equally.

Over thousands of reviews, I've found there are five questions that quickly reveal whether a mortgage is still doing its job—or whether it's worth investigating further.

That's exactly what you'll answer next.

How it works

Three simple steps, a few minutes

1
Answer five questions
No paperwork or mortgage statements required.
2
See your personalised result
Understand whether your mortgage still suits your life today and can you save enough to be worth the effort to apply for a refinance.
3
Decide your next step
Keep things exactly as they are—or decide it's worth exploring further.

Before you start

Fair questions, honest answers

It is easier to find out than to keep wondering

In just a couple of minutes you'll know whether your mortgage deserves more attention—or whether you can stop thinking about it.

Free. Two minutes. No pressure..